Introduction
Welcome to Fourth Quarter Consulting. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. By using our services, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us, including but not limited to: name, email address, phone number, mailing address, business name, and information about your business structure or goals.
Usage Data
We may also collect information on how our services are accessed and used. This usage data may include: your computer's Internet Protocol (IP) address, browser type and version, pages of our service that you visit, time and date of your visit, time spent on those pages, unique device identifiers, and other diagnostic data.
Use and Processing of Collected Information
Fourth Quarter Consulting uses the collected data for the following purposes:
- To provide and maintain our advisory services.
- To respond to inquiries and schedule consultations.
- To prepare business structuring and capital-readiness recommendations.
- To notify you about changes to our services.
- To provide customer support.
- To gather analysis or information so that we can improve our services.
- To monitor the usage of our website and services.
- To detect, prevent, and address technical issues.
- To fulfill any other purpose for which you provide it.
Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract. You further understand that this is a soft pull and will not harm your credit in any way whatsoever.
How We Share Your Information
We do not sell, trade, or otherwise transfer your personal information to outside parties except as described below:
- Service Providers: We may share your personal information with service providers who perform services on our behalf, such as email delivery, hosting services, customer relationship management, and calendar scheduling.
- Business Transfers: If we are involved in a merger, acquisition, or asset sale, your personal information may be transferred. We will provide notice before your personal information is transferred and becomes subject to a different privacy policy.
- Legal Requirements: We may disclose your personal information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
- Protection of Rights: We may disclose your personal information to protect and defend the rights or property of Fourth Quarter Consulting, to prevent or investigate possible wrongdoing in connection with our services, to protect the personal safety of users of our services or the public, or to protect against legal liability.
Data Security
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
Your Data Protection Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: You have the right to request copies of your personal information.
- Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- Erasure: You have the right to request that we erase your personal information, under certain conditions.
- Restriction of Processing: You have the right to request that we restrict the processing of your personal information, under certain conditions.
- Object to Processing: You have the right to object to our processing of your personal information, under certain conditions.
- Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
To exercise any of these rights, please contact us using the contact information provided below.
Children's Privacy
Our services are not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
- By email: info@4Qstrategy.com
- By appointment through our website contact form.
Important note: Fourth Quarter Consulting provides business structuring and advisory services only. We are not a lender, broker, law firm, CPA firm, or registered investment advisor. Nothing on this site or in our advisory work constitutes financial, legal, tax, or investment advice.
